Hammock Blog

Tips, guides, and insights on maximizing your HSA and FSA benefits.

April 6, 2026

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5 min read

Direct Primary Care and HSA: The 2026 Rule Change Explained

Direct Primary Care (DPC) is now HSA-eligible thanks to the OBBBA. Learn how the 2026 rule change works, what it means for your HSA, and how to take advantage.

HSADPC2026

April 6, 2026

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6 min read

FSA Eligible Wellness Expenses: What's Covered in 2026

A complete guide to FSA-eligible wellness expenses in 2026. Learn what your Flexible Spending Account covers — from gym memberships to supplements — and how LMNs expand your options.

FSAWellnessEligible Expenses

April 6, 2026

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5 min read

Hammock vs Flex: Consumer HSA vs B2B Payment Infrastructure

Hammock and Flex both work in health benefits — but they serve completely different customers. Here's how the consumer HSA with LMNs compares to enterprise payment infrastructure.

ComparisonFlexHSA

April 6, 2026

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7 min read

How to Get a Letter of Medical Necessity for Your HSA

Learn how to get a Letter of Medical Necessity (LMN) for your HSA. Step-by-step guide covering what an LMN is, who can write one, what it costs, and easier alternatives.

LMNHSAGuide

April 6, 2026

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6 min read

HSA That Covers Gym Membership: Your Options in 2026

Looking for an HSA that covers gym memberships? Learn how to make your gym membership a tax-free HSA expense in 2026 with a Letter of Medical Necessity.

HSAGymCoverage

April 6, 2026

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7 min read

What Is an HSA? A Beginner's Guide for 2026

Everything you need to know about Health Savings Accounts in 2026 — contribution limits, eligibility, tax benefits, and how to use your HSA for wellness expenses.

HSABeginnersGuide

April 5, 2026

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5 min read

HSA for Chiropractic Care: What You Need to Know

Chiropractic care is HSA-eligible. Learn what's covered, what documentation you need, and how to maximize your tax savings on chiropractic visits.

HSAChiropracticWellness

April 5, 2026

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5 min read

Can You Use Your HSA for Mental Health Apps?

Learn whether mental health apps like Headspace, Calm, BetterHelp, and Talkspace qualify as HSA-eligible expenses, and what you need to get them covered.

HSAMental HealthHeadspace

April 5, 2026

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6 min read

HSA Tax Savings: How Much Can You Actually Save?

Calculate your HSA tax savings with real numbers. Learn how much you can save on federal, state, and FICA taxes by maximizing your Health Savings Account in 2026.

HSATax SavingsTips

April 5, 2026

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5 min read

HSA vs FSA: What's the Difference? (2026 Guide)

HSA vs FSA explained: key differences, contribution limits, eligibility rules, and which account saves you more on healthcare in 2026. Complete comparison guide.

HSAFSAComparison

April 5, 2026

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5 min read

Is Acupuncture HSA Eligible?

Yes, acupuncture is HSA eligible. Learn the rules for using your Health Savings Account for acupuncture, what documentation you need, and how to maximize your tax savings.

HSAAcupunctureWellness

April 5, 2026

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5 min read

Is Whoop HSA Eligible? Health Monitoring Devices and Your HSA

Find out if Whoop, Oura Ring, Fitbit, and other health monitoring wearables are HSA-eligible — and what it takes to get them covered with a Letter of Medical Necessity.

HSAWhoopOura

April 5, 2026

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5 min read

Can You Use Your HSA for Weighted Blankets and Sleep Products?

Learn whether weighted blankets, white noise machines, and other sleep products qualify as HSA-eligible expenses — and how a Letter of Medical Necessity makes them tax-free.

HSASleepWeighted Blanket

April 4, 2026

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5 min read

Best HSA for Wellness Spending in 2026

Find the best HSA for wellness spending in 2026. Compare HSA providers that support gym, supplements, massage, and other wellness expenses with pre-tax dollars.

HSAWellnessBest Of

April 4, 2026

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7 min read

Can You Use Your FSA for Gym Membership and Wellness?

Learn how to use your FSA for gym memberships, supplements, massage, and other wellness expenses in 2026. LMN guide and eligible expense list included.

FSAGymWellness

April 4, 2026

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5 min read

Hammock vs Lively HSA: A Complete Comparison

Hammock vs Lively HSA compared. See the differences in wellness spending, fees, features, and which health savings account is right for you in 2026.

ComparisonLivelyHSA

April 4, 2026

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5 min read

How to Switch Your HSA: A Step-by-Step Guide

Learn how to switch HSA providers with this step-by-step guide. Covers trustee-to-trustee transfers, rollovers, timelines, and what to watch out for when moving your HSA.

HSATransferGuide

April 4, 2026

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5 min read

Is a Peloton HSA Eligible? Here's the Answer

Can you buy a Peloton bike or pay for a Peloton subscription with your HSA? Learn exactly what's required to make fitness equipment a qualified medical expense.

HSAPelotonFitness Equipment

April 4, 2026

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6 min read

HSA for Personal Training: Is It Eligible?

Can you use your HSA to pay for a personal trainer? Learn how a Letter of Medical Necessity makes personal training an HSA-eligible expense in 2026.

HSAPersonal TrainingFitness

April 4, 2026

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5 min read

Can You Use Your HSA for a Standing Desk or Ergonomic Equipment?

Find out if standing desks, ergonomic chairs, and other workspace equipment qualify as HSA-eligible expenses — and how to get them covered with a Letter of Medical Necessity.

HSAErgonomicStanding Desk

April 3, 2026

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8 min read

Best HSA Accounts for 2026: A Complete Comparison

Compare the best HSA accounts for 2026 including Fidelity, Lively, HealthEquity, and Hammock. Find the right HSA for your needs with our detailed breakdown.

HSAComparison2026

April 3, 2026

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5 min read

Hammock vs Fidelity HSA: What's the Difference?

Compare Hammock and Fidelity HSA side by side. Learn the key differences in wellness spending, fees, LMNs, and which HSA is right for your needs in 2026.

ComparisonFidelityHSA

April 3, 2026

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5 min read

Hammock vs TrueMed: Which Is Better for HSA Wellness Spending?

Compare Hammock and TrueMed for HSA wellness spending. See pricing, features, LMN access, and which platform makes it easier to use your HSA for gym, supplements, and more.

ComparisonTrueMedHSA

April 3, 2026

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8 min read

The Complete List of HSA Eligible Wellness Expenses (2026)

The definitive list of 50+ HSA-eligible wellness expenses for 2026. From gym memberships to supplements to massage — find out what qualifies and how.

HSAEligible ExpensesGuide

April 3, 2026

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7 min read

What Is a Letter of Medical Necessity? Everything You Need to Know

Learn what a Letter of Medical Necessity (LMN) is, how it works, who can write one, and how it makes wellness expenses HSA and FSA-eligible.

LMNHSAFSA

April 2, 2026

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6 min read

Can You Use Your HSA for a Sauna or Cold Plunge?

Find out if sauna sessions and cold plunge therapy are HSA-eligible in 2026. Learn the IRS rules, LMN requirements, and how to pay tax-free.

HSASaunaCold Plunge

April 2, 2026

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6 min read

HSA Eligible Supplements: The Complete 2026 Guide

Which supplements are HSA-eligible in 2026? Learn the IRS rules, which vitamins and supplements qualify, and how to pay for them tax-free with your HSA.

HSASupplementsVitamins

April 2, 2026

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6 min read

Is Yoga HSA Eligible? What You Need to Know in 2026

Can you use your HSA for yoga classes or a yoga studio membership? Learn the IRS rules, how Letters of Medical Necessity work, and how to make yoga tax-free.

HSAYogaPilates

April 1, 2026

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5 min read

Can You Use Your HSA for a Gym Membership? Yes — Here's How

Learn how to use your HSA to pay for a gym membership in 2026. Find out about Letters of Medical Necessity, IRS rules, and how Hammock makes it easy.

HSAGymFitness

April 1, 2026

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5 min read

Can You Use Your HSA for Massage Therapy?

Find out if massage therapy is HSA-eligible in 2026, what you need to qualify, and how a Letter of Medical Necessity makes it tax-free.

HSAMassageWellness

April 1, 2026

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2 min read

What's Actually HSA and FSA Eligible? A Complete Guide

Confused about what you can buy with your HSA or FSA? Here's everything you need to know about eligible expenses, from obvious medical costs to surprising wellness items.

HSAFSAEligible Expenses

March 15, 2026

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2 min read

5 Ways to Maximize Your FSA Before Year-End

Don't let your FSA funds go to waste. Here are five smart strategies to use your remaining balance before the deadline.

FSAYear-EndTips

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