Your HSA/FSA covers
more than you think.

Join 1,200+ people already using Hammock

Spend your HSA/FSA on brands like

However you save

Hammock covers your wellness spending

Whatever account you're working with — or none yet.

Already have an FSA?

Spend on wellness to stop losing money every year.

Already have an HSA?

Track expenses and unlock wellness spending.

Starting fresh?

Start here

Open an HSA directly through Hammock. It’s free.

How it works

Complete a 3-minute health profile to unlock tax-free wellness spending

1 Complete a short health profile

Answer a few questions about your health and wellness goals. A licensed provider reviews them asynchronously — no appointment needed.

Complete a short health profile
Complete a short health profile

2 Get your coverage approved

Receive your Letter of Medical Necessity within 48 hours. Gym, supplements, massage, and more become HSA/FSA eligible.

Get your coverage approved
Get your coverage approved

3 Spend on approved categories

Spend at any gym, store, or brand. Hammock tracks your purchases automatically.

Spend on approved categories
Spend on approved categories

The smarter way to get your LMN

Skip the doctor's office. Hammock's physician network delivers Letters of Medical Necessity through a 3-minute async visit — with a decision in 48 hours.

LMN Provider
Doctor's office

Licensed physician network

Request specific products

3-minute async telehealth visit

Decision in 48 hours

Category-based wellness coverage

Expense tracking included

Frequently Asked Questions

It's documentation from a licensed provider stating that a specific expense is medically appropriate for you. It's what makes wellness expenses eligible for your HSA or FSA. With Hammock, physicians in our network review a short health profile through a fully asynchronous telehealth visit that takes about 3 minutes — you'll have a decision within 48 hours.

Save $1,000+ a year on wellness

See how much you could save on tax-free wellness spending.

Estimate your savings

Drag the slider to see how much Hammock Premium could save you each year.

Monthly wellness spend

Gym, supplements, massage, recovery & more

$175/mo

Estimated annual tax savings

$630.00

We assume a 30% tax bracket for these estimates.

Annual wellness spend

$2,100.00

Net after Hammock Premium

$501.00

Hammock Premium is $129 for a year of wellness coverage — it pays for itself in about 3 months.

Hammock Premium

A year of category-based wellness coverage

Popular

$129

for a year of wellness coverage

Everything you need to make wellness spending tax-free.

  • Unlimited Letters of Medical Necessity
  • Category-based wellness coverage — gym, supplements, massage & more
  • Automatic HSA and FSA expense tracking
  • Partner perks — discounted lab testing, fitness programs & more
Swimmer
Gym
Dog
Red Light Mask

Our members are already saving thousands

$3200Year saved

I had no idea my Equinox membership could be reimbursed. Hammock handled everything in two days. I’m saving over $3,200 a year.

Sarah K.

Photographer

$1280Year saved

Hammock found eligible wellness expenses I had been paying for out of pocket. The automatic tracking made my HSA feel useful for the first time.

Maya R.

Product Designer

$2400Year saved

I used to lose receipts and skip reimbursements. Now Hammock scans my spending, keeps the records organized, and lets my HSA balance keep growing.

Jordan M.

Founder