Blog

Guides and answers on HSAs, FSAs, and paying for wellness with pre-tax dollars.

Direct Primary Care and HSA: The 2026 Rule Change Explained

Direct Primary Care (DPC) is now HSA-eligible thanks to the OBBBA. Learn how the 2026 rule change works, what it means for your HSA, and how to take advantage.

HSADPC2026OBBBA

Hammock Team · 4 min read · April 6, 2026

FSA Eligible Wellness Expenses: What's Covered in 2026

A complete guide to FSA-eligible wellness expenses in 2026. Learn what your Flexible Spending Account covers — from gym memberships to supplements — and how LMNs expand your options.

FSAWellnessEligible expenses2026

Hammock Team · 5 min read · April 6, 2026

Hammock vs Flex: Consumer HSA vs B2B Payment Infrastructure

Hammock and Flex both work in health benefits — but they serve completely different customers. Here's how the consumer HSA with LMNs compares to enterprise payment infrastructure.

ComparisonFlexHSA

Hammock Team · 4 min read · April 6, 2026

How to Get a Letter of Medical Necessity for Your HSA

Learn how to get a Letter of Medical Necessity (LMN) for your HSA. Step-by-step guide covering what an LMN is, who can write one, what it costs, and easier alternatives.

LMNHSAGuideHow to

Hammock Team · 6 min read · April 6, 2026

HSA That Covers Gym Membership: Your Options in 2026

Looking for an HSA that covers gym memberships? Learn how to make your gym membership a tax-free HSA expense in 2026 with a Letter of Medical Necessity.

HSAGymCoverage2026

Hammock Team · 5 min read · April 6, 2026

What Is an HSA? A Beginner's Guide for 2026

Everything you need to know about Health Savings Accounts in 2026 — contribution limits, eligibility, tax benefits, and how to use your HSA for wellness expenses.

HSABeginnersGuide2026

Hammock Team · 6 min read · April 6, 2026

HSA for Chiropractic Care: What You Need to Know

Chiropractic care is HSA-eligible. Learn what's covered, what documentation you need, and how to maximize your tax savings on chiropractic visits.

HSAChiropracticWellness

Hammock Team · 4 min read · April 5, 2026

Can You Use Your HSA for Mental Health Apps?

Learn whether mental health apps like Headspace, Calm, BetterHelp, and Talkspace qualify as HSA-eligible expenses, and what you need to get them covered.

HSAMental healthHeadspaceCalmLMN

Hammock Team · 4 min read · April 5, 2026

HSA Tax Savings: How Much Can You Actually Save?

Calculate your HSA tax savings with real numbers. Learn how much you can save on federal, state, and FICA taxes by maximizing your Health Savings Account in 2026.

HSATax savingsTips

Hammock Team · 5 min read · April 5, 2026

HSA vs FSA: What's the Difference? (2026 Guide)

HSA vs FSA explained: key differences, contribution limits, eligibility rules, and which account saves you more on healthcare in 2026. Complete comparison guide.

HSAFSAComparisonGuide

Hammock Team · 4 min read · April 5, 2026